T = [0; 1/365; 7/365; 1/12; 1/6; 0.25; 0.5; 0.75; 1; 2; 3; 4; 5; 6; 7; 8; 9; 10; 11; 12; 13; 14; 15; 16; 17; 18; 19; 20; 21; 22; 23; 24; 25; 26; 27; 28; 29; 30; 35; 40; 45; 50];

R = [3.99; 3.99; 4.23; 4.37; 4.68; 4.86; 4.92; 4.99; 5.04; 4.88; 4.74; 4.66; 4.62; 4.61; 4.63; 4.66; 4.69; 4.73; 4.77; 4.81; 4.84; 4.87; 4.89; 4.91; 4.92; 4.93; 4.93; 4.95; 4.94; 4.94; 4.94; 4.93; 4.94; 4.92; 4.92; 4.91; 4.91; 4.91; 4.88; 4.85; 4.83; 4.81]/100;
